Originally Posted by
aGeist
I don't pay Amex from only one account, I said I use BoA BillPay to pay my Amex. BoA Billpay lets you pay from external accounts (ach pull).
Didn't know this. Do these small banks not have Billpay or are you strictly doing to keep payments seemingly coming from one party?
Originally Posted by
TTnC4me
You clearly have not had a FR or experienced CC scrutiny.
Big difference between mine and OP's volume. I expected heavy but not 120k a month on one card heavy. That is full time job income.
If you're pushing $25k or less per month through Old Blue (which is probably most of us MSing that card product), then two-three bank accounts can support that much MO deposit for Billpay, which is where this hub account confusion came from for me.