Originally Posted by
Marilu
I took it to mean as a backup if Delta won't fully cover the cost, like as a secondary insurance--I don't know if that's even allowed, but I'm saying I don't see anything wrong with that. But yes, to claim double reimbursement if one claim already covered the full cost would be unethical.
If one insurance doesn't cover the full amount, you can get the balance from a second.
I had a $1500+ claim last year with Alianz when I bought travel insurance for a particular trip. Their max payout was less than half of the claim amount. So I also submitted it to my credit card since it was covered by their benefits. They paid the balance on the claim for me (telling them that I had already received $XX for Alianz on the claim..)