Posted this on another forum I'm a member of but just thought I'd let people know.
I was using Fidelity as a hub, linking small credit union/banks to it and then ACH Pulling in funds to BP my American Express. This way, my BP would all come from the same place. I did this for my MO deposits from gift cards, I've been hitting Blue Cash hard.
Unfortunately, Fidelity didn't like that I pulled 40k in, in a short amount of time even though my account had been open for 6 months.
I had to go in-branch submit all my statements for the accounts, two forms of ID.
Finally, I sent them another message and they said they would send the funds to a Bank account of my choice but they will no longer do business with me and are closing my account.
This is irritating because I have a Fidelity Amex and Visa which I can still cashout after I get $250 worth of points but the Fidelity Mastercard doesn't use Worldpoints and gives 2 points per $100 spent with no options other than to deposit into a Fidelity account.
Be careful.