Originally Posted by
Majuki
Interesting. The two times I encountered DCC in Australia in June the pending transaction amount with Chase was the non-DCC amount. I understand that I may not have been hit with DCC even if the pending transaction is the DCC amount.
Finally, I wasn't aware that a PREAUTH transaction with DCC cannot be converted to a non-DCC transaction later. This is why I used the AmEx for the authorization hold at the Novotel, just in case.
Come to think about it, I might be wrong in the PREAUTH thing. There has been instances that I got PREAUTH in CNY, but got USD "DCC COMPLETE"... So these two might not need to have the same currency used.
But for the pending amount, I've seen so many times in China that I got DCC (or 3% higher than normal USD amount) amount pending, but the posting amount was right. I guess the pending amount is determined by the POS firmware, and some DCC machine hold the DCC amount no matter what.