I actually disagree with microcosm - the wiki was edited for good reasons.

Trying to make people use his non-standard abbreviation (NFFY). As another stated, too much alphabet soup.

Each card was not in a standard format. Now it's Card - First Year Free if applicable, Annual fee (which was not listed for many cards), rebates + benefits. As stated, some cards I have no problem keeping after the first year (depending on the annual fee and the annual renewal bonuses)