Originally Posted by
gobluetwo
3rd party keyboards is big (and oh-so late to the party). I hate typing on my wife's iPhone 5. So much more used to the BB physical keyboard and pretty much any Android keyboard (Swiftkey, Swype, my default Xperia keyboard). At least my iPad has enough screen real estate that I can touchtype in landscape model.
I'm pretty sure most people here know what chip and PIN is
Last I heard, most US card issuers were going chip-sig, not chip-PIN.
I don't understand what extra security that chip and electronic signature offers over signing the merchant copy of the receipt. The chip authenticates the card and I totally understand how that helps prevent the use of cloned cards. But if you've lost your card and haven't either noticed it or have been unable to report it, then they can still use your card if they can forge your signature.
The merchant fees are going to have to be comparable with Mastercard/Visa for this Apple Pay, as the reason a lot of retailers I know in this country don't accept Amex is because of the high fees.