I always thought Indonesia can't have DCC cos the BNI didn't allow it.

However I got the first quote slip today (a 3.2% scalp to the idr/hkd oanda rate), even though even by the merchant slip there was no verbage. Nor on the cardholder slip.

So I assume a Bangkok-style DCC system is in place here - I don't mind that.

I assume the cashier made an idr input for me or the default is to idr.

Nothing more effective to wake me up from a 5:30 start on a Sunday morning.