Originally Posted by
BADELAYS
Thank you. I actually called last nite and was told my application was not approved due to many recent enquiries, 6 in the last 6 months and 20 since the inception of my credit history 9 yrs ago. (Darn Citi AA Exec's - lol) and lack of recent loan installment info. (I don't have any loans or mortgages)
Fortunately for me they don't have the same prejudice against new accounts as they do against inquiries. My AA Executive inquiries were exclusively Equifax, so TD were happy to instantly approve me despite those tradelines. 12 Experian inquiries, 1 in the last 6 months.