Join Date: Feb 2013
Location: Irvine CA & PEK
Programs: Hyatt Globalist, Marriott Titanium, Hilton Diamond, IHG Spire Ambassador, Qantas Platinum, United S
Posts: 664
I'm thinking Visa and MC give a reasonable conversion rate, and earn a reasonable 1% on top of that.
Let's be honest here, no one can convert currencies for free, right? If you go to a bank to convert, it's gonna be much higher than 1%.
And, some CCs are eating up that 1%, so we have the best deal in oversee spending.