FlyerTalk Forums - View Single Post - Low Limit on Delta Reserve Card?
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Old Sep 2, 2014 | 9:27 pm
  #12  
us2
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Join Date: May 2001
Location: Southern California/In the air
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In this case, AMEX may have taken a look at their total exposure across all cards and the algorithm set the limit based on that. I don't know what your monthly Platinum spending is, nor is it any of my business, but that could be a factor if it is substantial.

Best advice I have is to make as many payments as you need to so as to run through around $15,000 a month through the card for a few months, then request an increase. Rather a pain to lose the float by doing things that way, but I suspect this will help getting the $5K limit raised.

I would also take a look at my credit report to see whether there are any things in there that aren't right. Such a low limit compared to your other lines would raise a red flag were it me in your shoes.
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