Originally Posted by
fotoflyer88
When you say "full chargeback" - do you mean you are getting a full refund go the entire purchase, not just the difference in exchange rates?
Full chargeback means that the bank actually "charges back" the merchant and has them redo the transaction in the local currency. As the consumer it doesn't make a difference; you still get the same amount of money as a credit. The bank will just suck up the cost ( of the DCC) as the cost of business and give you a coutresy credit because chargebacks could cost more time and money than just the $1 difference.