Originally Posted by
Majuki
What's the rejection rate for a run-of-the-mill Discover card without the UnionPay logo? This goes along with some of the comments other posters have made stating that it would be far more difficult for cashiers to "just try it" overseas compared to the US.
Does AmEx have a better acceptance rate? My guess would be no outside of the high end hotels, restaurants, and department stores.
With AMEX, if they (usually upper-than-normal scale ones) accept AMEX, they swipe it; if they don't they just simply don't.
The problem with Discover is that it should be considered UnionPay card, but in reality merchants always consider cards without "银联" logo foreign cards, and they all have this idea (or taught by their superiors) that swiping foreign cards means bad things would happen.
So, my experience is that without the logo,
you would be lucky to have half the places you try swipe the card. The most used excuse is "we don't take foreign cards", nonetheless Discover cards have been given a UnionPay issuer number and the transactions are purely UnionPay.
One thing I am not certain is whether merchant pay the usual 1% swipe fee for Discover cards. I understand UnionPay has tiered price scheme as well.
Originally Posted by
kebosabi
It would be nice if Discover would just put JCB and Union Pay logos on the back of the card much like they have the Diners Club logo on the back. Must be some kind of agreement that prevents them from doing that as my JCB card also doesn't have a Discover or Union Pay logo.
Exactly. This would be nice.
But maybe they don't think this agreement will last forever.
Originally Posted by
percysmith
In any case you can't get worse than this (the English translation):
Really!!!!!!!!!????????
But the best one I've come across is a sign of "干货区", you know that one? 100% I cannot put the English on that sign here...
Actually, the best way to go is to find a printing office which can directly print the logo on your card, with scratch-resistant paint.
People have been asked me where I get the card, and why the logo is adhesive. I said it's a dual currency card issued in Guangdong with a bank from Hong Kong...
Anyway, no one has refused to swipe it even though they think the sticker is odd.