Originally Posted by
kebosabi
Just a thought but, since so far we're getting many reports of "forced" DCC occurring in mainland China, Hong Kong, and Macau, what's the prospect of using Discover Cards (have no annual fee, has no FTFs or have a DCC policy like VISA or MC) and using it through the Union Pay network?
The caveat of course is that Discover doesn't issue EMV cards yet which is becoming a must for international travel, but they will eventually do so soon.
Isn't that giving in?
It's like saying since we're getting so many reports of merchants refusing PIN-based transactions that we should all sign up for UNFCU credit cards.
A number of people have used Discover cards successfully with the Union Pay reciprocity agreement, but it's not an option for everyone. It's also not a preferred card in terms of the rewards program. But Discover and American Express are both great options when available to get around forced DCC when they're an option.