Just a data point. Applied for 25k personal card. Got approved for platinum with 5k bonus and 1k cl instead. Found out approximately 2 weeks later. Called recon in wiki and complained, was told to apply again. No hp since I was within 30 days.
App went to pending, called in and got them to approve me for signature with >$5k limit and 25k bonus miles.
Edit: They did a 2nd HP. Both agents I spoke with claimed they did not know a 2nd HP would be done, but after reviewing the rules, they were incorrect by telling me there would not be a 2nd HP. They are working with Experian to remove the 2nd HP. This may be a 1-time case.
Would advise people to follow up immediately on future applications to get a review before your card is finalized as a plat or signature.
Last edited by hitman1420; Aug 28, 2014 at 6:52 pm