Originally Posted by
knn9413a
Anyone have any ideas about the chances of approval if you get that preapproved letter in the mail? I know nothing is ever guaranteed but wanted to know of people's experiences before I applied. I haven't frozen any of my credit reports and have a FICO of 810.
I applied when the credit card recommendation tool was recommending the US Bank prepaid card to me, with a FICO around 730 and got instantly approved, no new inquiry/account in the last four months. Based on what I've read in this thread, and consider you have an 810 score and a targeted offer, I think you are pretty much there already. Nothing is guaranteed though.