Well I have had a good year with the Explorer Card. 50K UA Sign Up Bonus Miles $50 Credit for my first charge. Charged over 25K in 2014 and just had 10K additional miles hit my UA account. Due to 25K Spend, PQD waiver up to Platinum (which I will hit with miles but not PQD
) so not a bad card after all. Like the Primary Auto Insurance Coverage, Baggage and Flight Delay Coverages as well. Safe Travels