Originally Posted by
Globaliser
Ask yourself this: How much would it fetch if you put it on eBay? "Shirt, 9 months old, only worn about a dozen times". You'd be lucky to get 50% of the purchase price for it. But the price that you could resell it for is one of the ways of working out the current value.
There is no substitute for "new-for-old" insurance.
I could say if they hadn't lost my bag I wouldn't need to buy new items. But from another perspective I could say I'm kind of sponsored for some shopping. Maybe I should be happy I'm at least getting 50% of the money. But there are surely a lot of stuff that I like are lost and not available anymore.
Originally Posted by
Barnaby100
Our 4 bags were lost for 3 days last year after a family holiday. On the 3rd day i listed out the contents ready for a claim. They then turned up. I matched the list against the items in the cases and was surprised how many items i has missed off my lists. I imagine that this is not uncommon.
I wish I could have some of my things back. But I assume my whole bag was nicked and thrown away somewhere.
Originally Posted by
corporate-wage-slave
Presumably for the more expensive items you can identify proof of payment via your credit / debit card statements?
50% is a well known policy, I don't think BA is alone in doing it. As your insurance will cover the amount unpaid then surely you're ok anyway?
I'm not sure whether my insurer follows the 50% policy too, so if BA has compensated 50% they regard it as a complete claim