Originally Posted by
Astaroth
1) By the sounds of it you have recently changed jobs, your length of employment at your current employer (or period of being self employed if thats what you declared yourself as) will certainly go against you and significantly drag down the "credit rating" you mentioned.
AMEX are funny in that way. I remember when I had a Corporate card for a company I owned. I then started another company and wanted a Business card assigned to that company but T&C's meant that they would automatically decline a card if the company hadn't been trading for a year. Weird!