Originally Posted by
roki
I usually do a 10% > minimum spend buffer, just in case there is a return, a delay in posting, or something like that.
Where I'm confused is why the OP waited 3 months to check his account, if he did his minimum spend in the first month like he makes it sound. The points should have posted after the first or second statement, depending when that spend was hit. There is absolutely no logical reason to wait until after the minimum spend period to check if the points posted.
You're right of course, but the fact was I took 3 back to back cruises during the 3rd month of the 3 month window and was out of the country during this time. It was only after I returned that I checked. My BAD
I don't like to log into any financial accounts or accounts with any value when I use a public computer (once almost had $75k wire transferred out of my bank after using my I Pad in a hotel lobby) , but certainly I should have checked before leaving the country.