Join Date: May 2012
Location: ORD
Programs: AA, UA, AS, DL, BA, F9, IHG Plat, HH Gold, CC Gold, SPG Gold, MR Silver
Posts: 1,786
I would wait myself, but if you are going to play this game and keep applying you better get some systems in place to avoid this in future....It had to be >30 days late to be reported to CB's and a dispute will likely get you nowhere unless cc issuer takes care of it for you (unlikeky IMHO).
I would lay off Chase, as I am guessing you are a fairly new customer of theirs. You got SP in March and do not even know if you are approved for the Ink yet...However, you are talking about applying for 2 more Chase cards (thats 4 cards in <5 months, not smart for a new customer)...perform some due dilidence and spread your apps to different banks or you risk Chase closing all your accounts and blacklisting you.
Btw, there has been a 70k offer on Marriott pretty much nonstop for at least a couple years. Freedom is not worth a HP, as it is a great card to downgrade too...I would not waste a HP on anything worth <$400 value.