Originally Posted by
tanglin
I was looking at this myself today. It looks like you are usually liable for third party damage (i.e. the Ferrari you just totaled) using your credit card benefit. I believe it only covers the rental vehicle, although I am not certain on this.
Anyone know for certain?
I think you'd have to check your card policy on that, although it might only cover LDW
destroying a ferrari would most likely be covered through LIS, as far as hertz coverage
Hertz Liability Insurance Supplement (LIS)
Liability Insurance Supplement (LIS) provides you with up to $1 million of increased protection should bodily injury and property damage claims be made against you by people injured in an accident. LIS safeguards your insurance policy and/or your personal assets for the first $1 million should such claims be made against you. LIS also provides you with up to $100,000 in coverage for combined bodily injury and/or property damage claims, should you be harmed by an uninsured/underinsured driver. LIS is primary protection to your personal policy and provides for the first $1,000,000** of coverage for combined bodily injury and/or property damage claims for each occurrence. (Note - Hawaii has an extended LIS option of $2,000,000).