Originally Posted by
Majuki
Yes, the PDF of the statement makes it seem like the posting date/exchange rate is 6/9 for those six transactions, but if I look at the activities page online the posting date for all of those transactions is listed as 6/10. If I use the Visa USA exchange rate for 6/10, I'm able to reconcile the transaction down to the cent.
I just did some calculation. Yes, the rate used on the Chase statement is different from any of the dates adjacent to the posting date. But by using the visa.com rate on the posting date shown on the activities page, multiply it by the foreign currency amount, and round it to the hundredth, you get the correct USD amount charged to the card (without DCC of course).
I guess even though the rates look different, the stuff smaller than the hundredth just doesn't do anything...
Originally Posted by
Majuki
Our case isn't quite as severe. The only loss is the markup on the DCC with a 0% FTF card and credit of the miles and points anyway. The only loss with the chargeback would be losing whatever additional miles or points the DCC markup generated.
I'd rather forfeit the 2 cents and keep the whole dollar
