Originally Posted by
Majuki
While some people don't care that they're getting ripped off on the DCC for the "convenience" of knowing the charge in the home currency, I think most people would go completely ballistic if you told them there's the possibility that if you accept DCC that you won't get any rewards for the transaction. (That's presumably why the person is using the card in the first place.)
^
Also, I would like to point out rewards in the US matter (at least to me
, that's why I have numerous hotel cards from Chase, Marriott, RC, IHG, to get 5x in those chains), but the system just doesn't care whether home currency or foreign currencies are used. The final points are calculated with the posted USD amount, no matter who handles the conversion.
This way I don't have the double pressure like
percysmith has, that you have to firstly avoid DCC, and secondly make sure done DCCs are voided and processed in local currencies again to get the points/miles. Here I just dispute DCCs with Chase and let them decide what to do, and I get points/miles nevertheless.
For un-voidable transactions, I would be happy to accept refunds in, say, euros. At the end of the day, I just dispute the difference between the DCCed USD amount, and the USD amount converted from the refunded EUR amount, and call it a day, because CSP has no FTF.