Originally Posted by
Majuki
So if the transaction posts on July 28th, you would look at the Visa rate for July 28th. I can't speak for other card issuers, but for Chase it's pretty straightforward.
But you've got visa.com and visaeurope.com and they all have the exchange rate information. That's what gets me confused.
I don't know which time zone you are in right now, but if you are in EST 9pm and go to visa.com, you see the latest available date to choose is today. If you go to visaeurope.com, the latest date is tomorrow already.
Therefore, Jul 28th EST might be different from Jul 28th UTC. That's my concern.
Can I assume since Chase is US-based, we can ignore visaeurope.com?