Originally Posted by
trouble747
You can call shortly after the fee hits and (if nothing else) get the fee refunded upon closing the account, correct? Or should you close it before the fee hits?
Imho I don't cancel any before fee hits. Example Citi Premier both my wife and I called before fee hit 0 offers. After fee hit called and complete refunds. My wife called on her Ink Bold. No offer before fee hit so she transfered points to Freedom card. Called this week (fee hit 7/1) and nothing offered she said she was going to cancel after she switched some automatic payments and next months points post. Agent offered 5k UR's with no spending. She took it and has 6 months to cancel (full refund) but will keep for $45 or less after using the UR's. We both use the card so it comes in handy. YMMV but it seems they offer more after fee hits lately?