FlyerTalk Forums - View Single Post - Best Buy 10% rewards back for Best Buy Credit Holders
Old Jul 19, 2014 | 5:06 pm
  #96  
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Join Date: Jun 2005
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Programs: Oneworld Sapphire, Hilton Gold, Marriott Gold
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Originally Posted by Peridot83
They might be holding them in the back. I had to ask an employee for them, and she went in the office and came out with a stack, didn't seem bothered at all by me getting 3 at a time. I was actually doing the amex offer at the time, and she tried to sell me on the best buy card by saying I would save money on the gift cards.
I want to go back and open up the card. The only thing I'm nervous about is it being a citi card. I have a derogotory on my credit report, from a small medical bill that I forgot about. Careless and lazy I know. The banks I have the longest history with have still been giving me new accounts, like Chase and Wells Fargo. Barclays too even though I have no history with them. Citi and Amex both declined my apps for a Citi Hilton and SPG sighting the derogatory. Thankfully Amex let me convert my oldest card a crappy delta card (24,000 CL haha) to the SPG and even gave me the bonus. But I'm nervous about wasting a hard pull on citi. I'm guessing the Best Buy has a lower credit requirement than the Hilton. Can anyone verify? My payment history other than that derogatory is perfect which is why I think I've been able to open accounts elsewhere.
You may have good luck here. It appears there are 4 levels of BBY CCs. Not sure what the ranking order is, but it seems as though they are looking to give people credit.

The thing that may bite you is a low credit limit. I have mint credit and they gave me $4k until a cried about how little that was and couldn't they do something better?
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