Hey guys,

So I currently have the Citi AA card and JetBlue Amex. However, starting in August I will be starting weekly intra-California travel. I've opted to perform this travel on WN.

I think at this point, I really should be using a WN credit card to rack up the points. I'm based in SoCal so it's an airline I can use for other domestic travel as well. As for the SPG card - I stayed at several SPG hotels this year, racked up 1,000 points...like the hotels...and if I close the JetBlue Amex, I'll get a new Amex.

My concern is closing the Citi AA card and the JetBlue Amex. I've had those cards since 2012 and 2009 respectively and have credit limits over 10K and 20K respectively. I don't want to keep paying $140* in annual fees, especially if I open the WN and SPG cards, but I well love my credit score and don't want it changing too much!

My JetBlue Amex card's annual fee has actually been waived the past few years because I was active-duty military, but now I'm out and am expecting to pay the fee. I could leave that card open because of the lower fee, and not open the SPG card and close the Citi AA card. This way I can get going on my WN points/rewards...

Obviously this is a personal decision, but any input on how to deal with the closing of cards/credit score issue I'm facing would be appreciated. Thanks!