Originally Posted by
AA_EXP09
Was the transaction not completed in English/another language you understand?
(I have used ATMs in Japan and I was able to use it in English, though at development bank of Japan.)
I have, however, seen DCC in PEK at a ICBC machine.
It was in English. I didn't expect the fee at that time, so maybe I didn't pay enough attention in reading the text. I do feel Japanese people are honest, so maybe I just missed it. The fee was shown on the receipt.
ICBC ATMs have DCC? I need to run downstairs and try it out just to confirm~ I only use UnionPay debit cards in China, and even abroad, since I pay no extra fees on that. Chase charges me 3% so the Visa debit is only my last resort.
Will report back how it behaves.
Originally Posted by
YuropFlyer
I think you're maxing things up..
There are a lot of countries where the local banks add some fee of their own (Thailand being the worst, apparently in this case japan as well, I've also seen it in Australia at some ATMs) - but that's not DCC.
Many ATMs try to do a DCC on you, but so far they never "forced" you to accept DCC. Were you forced by the ICBC machine, or did it merely offered you DCC?
By the way, I'm so far happy that Chinese banks DON'T (yet?) charge an extra fee for foreign CC's (like above mentioned) - the 180 THB in Thailand is outrageous imho.
Yes, out-of-network fees are not DCC. In USA, especially in NYC, it seems like there is no way out of the $3 if you use UnionPay.
No matter it is DCC or fees, if you are given choices and they are honored, I have no problem at all.