Originally Posted by
ramamosn
Not sure if this is posted already, can someone confirm if you cancel the cards after37 days, do you still get the pro-rated annual fees? I cancelled the card after 3 months but I haven't got any refund towards AF. Just checking before sending the PM to citi.
Thanks.
If you cancel after 37 days, you do not get any part of the AF refunded. They don't pro-rate it at all. There's really no benefit to closing it between 37 days and 1 year, unless you really need to have fewer cards or something.