Originally Posted by
starbuk
Can someone explain why people voluntarily reduce their CL with this card? Why not wait until Citi asks you to do this in a recon? I have read that the CL is available more quickly vs. cancelling the card and letting it come back, but does it affect you if you just move over CLs?
Being able to move credit at recon used to be a sure thing, but it's much less certain now. Reducing the CL a couple weeks before applying for your next card ensures the credit line is available, even if they won't let you move it.