Originally Posted by
starbuk
Can someone explain why people voluntarily reduce their CL with this card? Why not wait until Citi asks you to do this in a recon? I have read that the CL is available more quickly vs. cancelling the card and letting it come back, but does it affect you if you just move over CLs?
Sometimes they won't let you move credit. That's the only real advantage. But there's also a chance it would help with instant approvals.