Hi mia. Thank you for the timely and pertinent reply. That was my understanding as well but I was hoping someone else knew something I didn’t know. Looks like AmEx churning for redeemable welcome bonuses for many of us might now be limited to 3 different business cards per year instead of the 3 business cards and 4 personal cards per year in the past. Seems like 150-200K miles/points left on the table each year. Kinda stinks but them’s the rules. Thanks again for the quick reply.