Wirelessly posted (BlackBerry: BlackBerry8530/5.0.0.1030 Profile/MIDP-2.1 Configuration/CLDC-1.1 VendorID/417)

"No need to visit any bank branch including Chase unless you are private banking customer. Almost all bank credit cards are treated as separate business."

Some FTers have reported getting a reduced minimum spend ($2,000 instead of $3,000) on the Chase Sapphire Preferred Card when they applied in a branch, versus on line or by phone.