You obviously not read what I said.
People said my "secondary" account got shutdown. So I said "I think".

I also just added a new cc this month, then immediately sent $1000 to my wife. No problem at all.
My wife, brother, his wife, etc. do the same, have been adding new cc every few months to meet spending requirement. I have no fear of doing so because each of us have only 1 account.