Originally Posted by chener

By your logic, it is just as if not more risky to continue churning CC bills at a high rate, which could potentially shut down the golden goose for all of us. Obviously, normal bill pay has lesser exposure to the risk of audit. BTW, my method is just as easy to do and makes no difference in my accounting. In fact, in the case of BB, I actually enjoy the fact that I have to pre-authorize checks so that I don't have to manually track any large uncleared checks that my spouse writes. AND I can pay off CCs as necessary.