Originally Posted by
ibleed0range
Another one that pays the mortgage and auto loan.
Your not getting ahead by doing this. You have to buy giftcards on your credit card which you are responsible to pay. Your just trading one bill for another. Bluebird will not shut you down if you solely pay credit card bills with every single penny in your account. Don't come back when your mortgage payment doesn't get applied correctly or on time. I'm not saying this happens often but it has happened. If you really want to pay your mortgage use Evolve.
Not sure if I follow your criticism about bill pay- granted, I'm not just paying mortgages and auto loans. Yes it's one bill for another but it's a viable and hassle-free way to liquidate those GCs with no more steps than what you suggest. Never once have I had a problem in the past 12+ months with Serve or BB, so not sure where your beef comes from. If anything, Evolve seems to be the questionable avenue of choice - eg, limited max on payments (split payments no go for many mortgage banks) and limited payee list (Evolve doesn't even support BoA auto loans- pathetic).
But I get your point about maximizing spend by paying CCs.