Originally Posted by
Majuki
The difference in the US is that you don't have a single bank with a retail presence in all 50 states.
Technically credit unions do through their CO-OP shared branching network. That's one way credit unions have big name banks beat.
Only CUs offer something like me being a resident of Los Angeles, CA with the actual CU in Suitland, MD, allowing me to withdraw and make deposits at a shared branch in Pierre, SD.
Of course, if you're one of those researchers down in McMurdo Station in Antarctica or live in Barrow, AK, banking with Wells Fargo would be a better option.
http://www.atmmarketplace.com/articl...s-atms-on-ice/