The fastest and easiest way for you to keep your points is to buy 500 points for $26.. That takes up to 72 hours to post (According to the terms) which extends points for an additional 18 months. All partner purchases and what not can take up to 8 weeks to post which will pass most likely you expiration date. There is no longer a $0 annual fee credit card. Although the $49 and $149 annual fee credit card doesn't let points expire. Cheapest and fastest way is to just buy the 500 points! Hope this helps