Was targeted in June with a 75K offer and the 5k spend. I cancelled this card in April of 2013 and the offer said "cannot get bonus if held the card within the last 12 months" so it is still churnable. Charged my property taxes which cost me an extra $145. When I get my Membership Rewards points I will wait for a 2/1 British Air transfer bonus and hopefully get 160K Avios. Using the Avios at 7500 and $2.50 for a direct flight from Cleveland to Miami on American it will give my daughter 2 years worth of flights back and forth to college including Thanksgiving, Christmas, and Spring Break.