Originally Posted by
CCDeville
At any rate, I really wish some US banks/financial institutions (besides UNFCU) would offer a true Chip + PIN card with PIN as the default process...Chase has been silent about their Chip + PIN plans since the minor announcement in February. I would like to confirm that it is truly Chip + PIN and not Chip + Choice with Signature as the default....
There is no one such thing as "true" chip + PIN. There are endless variations. There is "offline" PIN vs "online" PIN, and there is priorirty order (which can be pretty complicated, if you read upthread, with half a dozen or even more different priority levels).
What is the default in one scenario may not be the default in another scenario, so it's not even as simple as "what is the default?"!