Originally Posted by Tuppins

Ok FT/MS, I need some advice.
Yesterday, I tried three times to buy some AGC, to take advantage of the TCB bonus. The first two orders got declined, and the third went through.
Each time the order got declined, my CC issuer immediately posted a "credit" transaction to the card to offset the pending authorization from AGC. So my available credit was not affected by the declines.

This morning, I went to put in another AGC order, and my card was declined. Weird, I thought, no reason for a fraud alert, and there's plenty of credit left on the card. So I checked my CC account...
Overnight, the "credit" transactions dropped, but the pending authorizations from AGC for the declined orders are still there. The result is a CL of around NEGATIVE $6k.

Normally, I'd say no biggie, and let the card cool off until the pendings from AGC dropped.
However, (and here's the twist), my statement cuts in a couple of days. The pendings PROBABLY aren't going to drop before then.
So... what do I do? Will those pending authorizations show up as CL utilization when the statement cuts? Should I pay off the CC only up to what will actually post, or the whole shebang and deal with the aftermath later?