Originally Posted by
yvrgary
Still relatively new to the world of churn, wondering if anyone can point me in the right direction? Goal is to generate miles for Aeroplan Mini-RTW travel and/or to upgrade Cathay tickets on transpac flights.
Currently have the following (all Canadian).
- Amex Plat (used whenever possible) - got in Nov 2013
- Amex Gold (not used) - Got in April 2014
- TD Visa Infinite First Class (daily use - for places that don't take Amex) - had for years.
Income is about $80K, credit is in good shape.
Current plans are:
- Keep the Amex Plat until just before it renews, as it earns MR faster than the Gold based on my spending patterns.
- Drop the Amex Gold so I can churn it in December
- Transition the TD Infinite to the TD Aeroplan Infinite.
Questions:
- Am I better off dropping the Plat now, and keeping the Gold? Not sure if I'd churn the Plat based on the high fees and disappearing Cathay status, but if I renewed in December, use the 2014 and 2015 travel credits, it's basically buying 60,000 MR and hotel status for $299.
- Any reason not to switch TD cards?
- If I cancel either Amex card now, can I even churn it in December?
- Any other products I'm overlooking?
Thanks folks!
I'm surprised you didn't get the AMEX Aeroplan Gold yet? 30K Aeroplan, FYF, with a referral link signup
As for other 2 AMEX cards, I think only you know the answer to which AMEX to cancel and churn after 6 months
Just make sure you CAN use up the 2014 $200 if you cancel AMEX Plat and sign up again. I'd simply wait till 2015 to re-apply
As for TD, is your TD FC free (with All-inclusive $5K minimum account)? Mine is so I keep it forever for ExpediaForTD 4.5% return
I simply applied for a new TD Aeroplan Infinite (15K, FYF, 2-for-1 short-haul)
Don't think there are other hot CC deals around as most offers have died (BMO/CIBC/TD/AMEX Biz Gold)