Originally Posted by
st.exupery
If one day the entire MS scam becomes front page news (which it probably will), would banks be investigated for all the MO deposits? How about the depositors that churn hundreds of thousands of dollars in MOs? If the scam blows up, the money trail will be very easy to unravel. I'm not sure there's personal risk, though some tactics suggested here (e.g. fictional identities) might be illegal.
There is a real risk if you engage in fictional creations. "Modified" SS numbers come to mind. Altered birth dates come to mind. If you are dealing with a FI that requires information to verify identities because of the Patriot Act you could have problems. When, where, how? Who knows. But it's a real risk.