Originally Posted by
Majuki
I guess I'm going to have to photograph all of the receipts if I make it to China. Wouldn't this be ripe territory for a chargeback since the merchant would be unable to produce a receipt that indicated anything except CNY had been charged?
It is, but that's assuming:
1. the cardholder complains about it
2. (if cardholder comes from burden-of-proof on cardholder jurisdiction like HK or Singapore) the cardholder has the foreknowledge to go photo a CCB slip even if no verbage is present, or go gets the signed slip back from the cashier for photo-taking
3. the issuer follows through on the chargeback instead of paying it out of pocket.
Certainly, if no local compliance audit from Visa/MC, CCB will be financially motivated to DCC with no opt-out and as much deceit as possible. CCB owes no loyalty to cardholders.