annhedonia

You! I've read and read you more than anyone else, love those days when you tell folks "no they can't" (and then others tell you you're being 'mean" today-- see I do read the threads) when the real answer is "yes they can."

I guess if you combine money from CC load, debit load and WM (which I don't use) and need a little more to pay CC or something else it makes sense to ACH. At my stage in this game I want every move to count and may overthink always trying to see the miles in the move.