As an aside, some issuers still do this. My Simple debit card didn't separately break out the 1% they pass on from Visa when I used it to buy a high-speed rail ticket in Taiwan (apparently my EasyCard would've been fine for non-reserved seating but I wanted a reserved seat and Taoyuan to Taipei isn't really all that much). Neither, apparently, does my Barclaycard Ring- I never see a separate foreign transaction fee for any of my international transactions.