Originally Posted by
BadgerBoi
Is a CC surcharge legal there? I know it is in Australia but it's rarely charged and I've never come across it anywhere else.
I don't approve of a CC surcharge, but it's more honest than DCC. OT, but at the moment Virgin and Jetstar are being taken on by the regulator in Australia for being sneaky about the CC charge.
I'm with you on that. I don't like surcharges, but I can live with them as long as they're used to recover fees only. The reason I don't approve of DCC is the way it's implemented almost 100% of the time doesn't conform to the rules established by Visa and MasterCard. People don't understand that they're being ripped off, or there would be far more outrage. DCC rarely provides a better rate, and it doesn't avoid foreign transaction fees on cards. However, if merchants universally provided the exchange rate quote and allowed customers to choose freely each and every time, I would have less of a problem with DCC. (I'd still have a problem because most people would be ignorant of the exchange rate or think it's "cool" that they can pay in their home currency.)