someone should edit to add mbna sony card of 10k bonus points + wireless speakers.

also regarding hotel points and best western, I ran too many credit hits, and got denied for choice, but looking back I'm not sure if I should regret it because maybe when my score is back up next summer, western @ 60k vs choice @ 24k will be worth it more?

I honestly think only place to redeem choice would be in montreal where taxes on regular rooms are high (19%) and hotels are crazy expensive but point redemption isnt bad (or they havent updated their point redemption systems properly yet, wouldnt be surprised I bank with some french banks and I'm SMH every single time i have to deal with them)

that said you guys think we can get a western 50-60k offer anytime soon and is western a higher end hotel in general than choice? Redemption isnt that great, usually 20k min

edit: cant wait for 6 months, not touching my equifax score till then in order to get approved for marriot's 50k (had only 1 inquiry, limit increase on LOC like a month ago, and clean slated completely before for like 6+ months and they still denied me just because of it, whereas next inquiry 72 hours after chase at BMO World CC automatically approved me lol)