Better yet....pull a tri merge report with scored from all 3 agencies for about 35.... Credit score.com and a host of other offer these. My score varies by 50 points due to transunion being minimal on the west coast. The companies are a little regional with transunion back east and experion huge in the west coast and NO the don't share that much data....hence large deltas in credit scores for some. I monitor my credit and do a three bureau pull at least once a year. Then again 10 APS this year says you should always know your scored.