All this talk about closing accounts has gotten me a little worried.

Fortunately, I have never registered for any promotions or codes other than what I've been targeted for.

However, about 2-3 times per year I do the Points+Cash "trick" and buy 10,000 points for $70.

I'm curious, what in your opinions would be a good ratio of paid regular stays per use of the trick in order to "stay in good standing?"

Or should I stop while I'm ahead of the game?